When you’re an Uber driver and you have the opportunity of delivering food for Uber Eats, it’s a win-win situation because you make another source of income and get to meet more people.
However, when something goes wrong and your car gets damaged while on delivery, things become tricky and the biggest question is how do you bypass Uber Eats Insurace? Is there any way around it so that if something were to happen again, your car is covered? The answer is yes, there are some ways in which you can bypass it. Here are some tips:
Drive your own car
This is the most obvious way to bypass Uber Eats Insurance. If you have your own car and drive it for Uber delivery, then you will not be covered by the insurance of Uber Eats. This way, even if your car is damaged in any unfortunate situation, you will be free from any hassle as your own car insurance will take care of it.
Use a smart lock or a GPS tracker
Another way to bypass Uber Eats Insurance is by using a GPS tracker or a smart lock. Suppose you are taking a trip and end up damaging a car. In that case, you can use a tracker or a smart lock and put it on your car so that it is tracked and once you drop off the items at the destination, you can deactivate it. This way, Uber will know that your car and the items inside of it are safe, and they will not be paying out any claims because they know that they are safe. You will not be given a penalty or be asked to take out Uber Eats Insurance.
Get an excess waiver
An excess waiver is where you pay some amount to Uber, and they will disregard any claims that you make from your personal insurance policy. Suppose you have a car accident and the car is damaged. By getting an excess waiver, Uber will pay for the damages and then you will have to pay them back from your own pocket. This way, you will not have to worry about taking out Uber Eats Insurance.
Drive an old and small car
Another way to bypass Uber Eats Insurance is by driving an old and small car. In case of a car accident, you will have to pay for the damages, but it will not be covered by Uber Eats Insurance. This is because the company knows that your car is old and small and it will not be able to sustain any major damages. You can do this especially if you have an old car whose value is very low.
Drive someone else’s car for delivery
You can also drive someone else’s car for delivery and then you will not be asked to take out Uber Eats Insurance. This is because they will not be sure whether or not you own a car and whether or not you have taken out Uber Eats Insurance. You can drive anyone’s car who is willing to let you do so. You can use their car and don’t have to worry about taking out Uber Eats Insurance.
Utilize your family member’s car
Another way to bypass Uber Eats Insurance is to use your family member’s car for deliveries. You can let them know that you don’t have your own car and that you need to do some deliveries. You can use their car and drive it for delivery, and then you will not have to worry about taking out Uber Eats Insurance.
As you can see, you don’t have to worry about taking out Uber Eats Insurance if you follow these tips. You can drive any of your own cars, drive someone else’s car, or use your family member’s car for delivery. Now, there is no reason why you should take out Uber Eats Insurance if you know how to bypass it. Stay safe and drive carefully!